Capital planning and debt
Guides to capital improvement planning, debt service, amortization, DSCR, bond-funded projects, and operating tail costs.
Municipal Debt Service Coverage: A Complete Explainer
A guide to municipal debt service coverage, including calculation choices, covenant requirements, and multi-year capital planning.
What is a capital improvement plan?
A clear explanation of capital improvement planning and why it matters for long-term municipal finance.
How capital projects affect debt service
How new projects, amortization schedules, and interest costs affect future obligations.
Operating tail costs: The hidden cost of capital projects
Why new facilities, equipment, and projects can create long-term operating costs beyond the initial capital expense.
Local Government Debt Capacity: How to Assess It
How to assess local government debt capacity by combining legal limits, practical affordability, existing obligations, and policy guardrails.
What Is a City Debt Schedule and How Do You Build One?
What a city debt schedule contains, how to build one, and how to keep future principal and interest obligations visible.
Municipal finance tools built for clarity.
Explore reserves, forecasting, variance, debt service, and benchmarking in a platform built specifically for municipalities.